Coverage for Day-to-Day Medical Needs

While most health insurance plans focus on hospitalization, OPD Policy (Outpatient Department Coverage) ensures you are covered for regular medical expenses such as doctor consultations, diagnostic tests, and prescribed medications. This policy bridges the gap in healthcare coverage, taking care of your routine health needs without requiring hospitalization.

Key Benefits:

• Doctor Consultations: Covers the cost of visits to general physicians or specialists.
• Prescribed Medications: Coverage for prescription drugs recommended by your doctor.
• No Waiting Period: Immediate access to outpatient services, so you can claim benefits from day one.
• Preventive Care: Includes coverage for preventive check-ups, ensuring that your overall health is monitored regularly.

Who choose an OPD Policy?

• Comprehensive Health Coverage: Ensures you are covered for everyday medical expenses in addition to hospitalization.
• Cost-Saving: Reduces the out-of-pocket expenses for routine healthcare, allowing you to access medical care without financial strain.
• Ideal for Corporates: Businesses can offer OPD coverage as a part of their employee benefits, ensuring employees have access to day-to-day healthcare services.

OPD Policy helps you manage regular medical costs, giving you complete healthcare coverage that extends beyond just emergencies and hospitalizations.